Horse insurance is an important part of running a successful horse training business. Most states require a certain amount of coverage for a horse owner to keep them compliant with the law. While there are many companies that offer coverage for horses, a few stand out. In fact, you might not know which company offers the best coverage for your horses until you’ve used the service of a professional. Fortunately, there are a few that provide the most comprehensive protection.
First, it’s important to remember that most liability policies do not cover physical damage to property caused by an insured party’s negligence. However, some policies include coverage for this type of damage. This is known as Care, Custody, and Control Liability and will pay for the cost of negligently injuring a horse while under your care. Depending on your needs, you may have to buy multiple policies to get the right coverage.
After all, you have to be confident in your horse’s health in order to enjoy full insurance coverage. You may want to stack multiple policies to reduce your costs. But don’t forget to shop around for the best deal. Besides, the best policy is one that offers multiple coverage. By shopping around, you’ll find a company that meets your needs. If you’re a private owner, you may want to look into Equitas Insurance, the world’s leading equine mortality insurance provider. Their staff is composed of experts in different disciplines, so you can rest assured that your horse will be fully covered.